Rent vs Buy Analysis

The ultimate comparison of long-term net worth.

The 10-Year Opportunity Cost

Deciding between renting and buying isn't just about comparing a monthly mortgage to monthly rent. It's an investment decision involving the appreciation of a physical asset vs. the compounding returns of the stock market.

Run Detailed ROI Audit

Asset Scenarios

To ensure the highest accuracy for our readers, the BubbleWatch Rent vs. Buy logic has been centralized at CalculatorVillage.com. This allows for deep-modeling of:

Capital Appreciation: Home value growth vs. S&P 500 historical returns.
Sunk Costs: Tracking "lost" money like property taxes, condos fees, and selling commissions.
Tax Environments: Modeling capital gains exemptions for principal residences in Canada.

The Decision Matrix

When using the centralized calculator hub, pay special attention to:

Marginal Returns: What is your "hurdle rate" for choosing real estate?
Rent Inflation: How much do you expect your regional rents to rise annually?
Maintenance Reserves: The 1% rule of thumb for home repairs.

Make the Decision

Real stories and data to help you decide between renting and buying

Real Stories

Read how others decided between renting and buying in today's market.

Explore

Compare Costs

Check actual rental vs purchase costs in your specific city.

Explore

Mortgage Rates

See what interest rate you'd pay if you bought today.

Explore