BC Home Flipping Tax

Detailed impact analysis and policy breakdown

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Active
BC Scope

20% tax on income from properties sold within 365 days of purchase, sliding scale up to 730 days.

Status: Active
Effective: Jan 1, 2025

Policy Overview

British Columbia introduced a tax on profits from the sale of residential real estate sold within 2 years of purchase. The tax rate is 20% for homes sold within the first year (365 days) and declines to 0% by the end of year two.

Target: Speculators

The goal is to discourage "flippers" who buy undervalued homes, do cosmetic renovations (or nothing at all), and resell for a quick profit. This behaviour adds no inventory but inflates prices for end-users.

Impact on Market Velocity

Cooling Effect: We have already seen a reduction in short-term transaction volume. Investors are holding properties longer to avoid the tax. This reduces the artificial "churn" that can make markets look hotter than they are.

Exemptions

The government included reasonable exemptions for "life events" such as divorce, death, disability, or job relocation, ensuring regular families aren't penalized for unforeseen circumstances.

Official Source

Always verify details with the official government announcement.